The operating environment proved challenging as Covid-19 remained a key impediment to the smooth flow   of business operations on a global scale. Core operating income from interest payments for the Group grew  556%  y/y to  ZWL$839mn  driven  by  an  uptick  in  loans  and  advances  to non-banking entities. Whilst the  bank maintained strict credit underwriting standards and aggressive collections, NPL’s rose from 0.44% to  0.63%  for  the  6  months  to  June  2021.  Loan  to  deposit  ratio  remained  flat  y/y  at    67%  with  net  interest  income subsequently registering a 717% growth y/y from ZWL$106.72mn to ZWL$875.85mn,  outperforming 106.6% annual inflation. The bank continued ...